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why the interest rates have gone up in 2018

The Bank of Canada’s benchmark rate has increased several times but mortgage rates in Canada remain low and stable

Homeowners may fear anxious about the increase in the benchmark rate of the Bank of Canada but historically, mortgage rates are still at low levels. The impact of the increase to prevailing mortgage rates is not significant, especially if you have a fixed rate. Homeowners will not experience drastic increases even with variable rates. Experts may be divided on the issue of whether to expect continuing increases in the benchmark rate but a review of interest rates over the past 10 years indicate that current rates are still within the normal range. If you are planning on buying a house, there is no real reason to postpone home ownership. Real estate brokers and mortgage brokers can assist you in finding the ideal property and negotiate the lowest mortgage rate possible. Their services are free for homebuyers which means you have a professional team working for you without cost.

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