It is generally easy to move your mortgage loan from one lender to another to get better rates at the end of your term or during renewal. But what if it isn’t the end of the term and you want to get a better rate to save money? This is something you must study carefully and it depends on certain factors such as the type of mortgage you have, its terms and conditions, the cost of pre-payment penalties, and how much you can save if you cancel your mortgage. Ask a professional for advice to make a well-informed decision